**Privacy Policy for HSAG LLC** Effective Date: 10/04/2024 HSAG LLC (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use any of our mobile applications (“Apps”) or browser extensions. Please read this Privacy Policy carefully. By using our Apps or extensions, you agree to the collection and use of your information in accordance with this policy. 1. INFORMATION WE COLLECT 1.1 Personal Information We do not collect personally identifiable information (such as your name, address, or email) from you unless you voluntarily provide it through contact forms or similar mechanisms in the Apps. 1.2 Non-Personal Information We may collect non-personal information, including but not limited to: - Device ID (Advertising ID for Android or IDFA for iOS) - Device model, operating system, and version - App or extension usage data - Crash reports - Referral codes and product information such as ASIN (when applicable) 2. HOW WE USE YOUR INFORMATION 2.1 Analytics We use Firebase Analytics to track user behavior within our Apps. This information helps us understand how users interact with the Apps and allows us to improve our services. 2.2 Advertising We use AdMob to display advertisements in our Apps. For advertising personalization, we share your Advertising ID or IDFA with Ad Networks such as AdMob. This helps in delivering relevant ads to you. 2.3 Crash Reporting We use Firebase Crashlytics to collect crash reports. This information helps us identify and resolve issues that cause our Apps to crash, ensuring a better user experience. 2.4 Affiliate/Referral Code Injection When you use our browser extension, we may add or update referral codes in URLs. This process is disclosed to users, and by using the extension, you consent to this behavior. We do not modify referral codes unless it is explicitly stated and disclosed in the extension’s description and documentation. 3. SHARING YOUR INFORMATION 3.1 Third-Party Service Providers We share the information collected with third-party services such as Firebase Analytics, Firebase Crashlytics, and AdMob for analytics, crash reporting, and ad personalization purposes. These service providers are required to maintain the confidentiality of your information. - Firebase Analytics (https://firebase.google.com/) - AdMob (https://admob.google.com/) - Firebase Crashlytics (https://firebase.google.com/products/crashlytics/) 3.2 Advertising Networks Your Advertising ID or IDFA may be shared with third-party advertising networks to provide personalized ads. We do not sell personally identifiable information to third parties. 3.3 Disclosure of Referral Code Injection The affiliate or referral code added by our browser extension may be sent to third-party analytics tools (e.g., Google Analytics) to track user behavior. This data does not include any personally identifiable information. 4. HEALTH AND FINANCIAL DISCLAIMER 4.1 Financial Apps Our financial Apps are for educational purposes only and do not provide financial advice. Any financial information or recommendations should be independently verified with a professional financial advisor or banking institution. HSAG LLC is not a bank or financial institution, and our Apps are not intended to replace professional financial consultation. 4.2 Health Apps If you use any of our Apps related to health, please understand that the content is for educational purposes only. We do not provide medical advice, diagnosis, or treatment. Any health-related information should not be considered a substitute for professional medical advice. Always consult a qualified healthcare provider for medical guidance. HSAG LLC does not sell health data. 5. CHILDREN’S PRIVACY Our Apps are not intended for children under the age of 13. We do not knowingly collect personal information from children. If you believe that we have collected personal information from a child under the age of 13, please contact us at contact@hsaggroup.com, and we will take steps to remove that information from our systems. 6. DATA SECURITY We employ reasonable security measures to protect the information collected from unauthorized access, disclosure, or alteration. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security. 7. USER RIGHTS AND CHOICES You may choose to opt-out of personalized ads by adjusting your device settings. For Android, you can disable the Advertising ID in your Google settings. For iOS, you can limit ad tracking via the Privacy settings on your device. However, doing so may affect the functionality of some features in our Apps. 8. CHANGES TO THIS PRIVACY POLICY We reserve the right to update or modify this Privacy Policy at any time. When we make changes, we will update the “Effective Date” at the top of this page. We encourage you to review this policy regularly to stay informed about how we are protecting your information. 9. CONTACT US If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at: Email: contact@hsaggroup.com Company Name: HSAG LLC This Privacy Policy applies to all Apps developed by HSAG LLC. ---- Terms and Conditions for HSAG LLC Extensions 1. Affiliate/Referral Code Injection By using our browser extension, you acknowledge and agree that the extension may modify URLs to include or replace referral codes. This behavior is fully disclosed, and you consent to this functionality upon installation and usage of the extension. 2. Transparency and Consent We are committed to transparency. Any modifications to URLs or affiliate links are disclosed to users through the extension description and this document. 3. User Data Collection Our extension may collect non-personal data, such as product information (ASIN) and page URLs, for the purpose of analytics and improving functionality. No personally identifiable information is collected without your explicit consent. 4. Disclaimer HSAG LLC is not responsible for any issues arising from the use of affiliate or referral codes. Users are encouraged to review this behavior before installation. 5. Changes to Terms and Conditions We reserve the right to modify these Terms and Conditions at any time. Updates will be posted, and continued use of our extensions constitutes acceptance of the changes.